Insurance

Your Vision Benefits,Your Way.

Vision insurance, FSA & HSA accepted

Contact Fill currently is a in-network provider for National Vision Administrators (NVA). Enter your NVA Member ID Number at checkout and we will automatically apply your contact lens allowance. It’s that simple –no paperwork required!

Use it or lose it!
Maximize your FSA & HSA dollars.

Your FSA and HSA funds are perfect for contact lens purchases, offering you significant savings through pre-tax dollars. Payment is seamless with your FSA or HSA card, and we provide instant detailed receipts for your records.

Out-of-Network Insurance

Not an NVA member? No worries, we welcome all customers! Getting reimbursed by your vision insurance provider is simple, even if you are out-of-network:

Complete your order online or 
by phone.

Fill out your insurance provider’s out-of-network claim form.

Submit your order receipt and the form to your insurance company.

Got questions?
We’ve got answers!

Vision insurance doesn't have to be confusing! Browse through these common questions, and if you need any help, our team is just a call or email away.

Common Questions

What is vision insurance?
Think of vision insurance as a specialized health plan just for your eyes! It typically helps pay for eye exams, glasses, contacts, and other vision services. With vision insurance, you'll spend less out-of-pocket while keeping your eyes healthy and your vision clear.
Does Contact Fill accept vision insurance?
Yes, Contact Fill accepts vision insurance. We are currently an in-network provider for National Vision Administrators, LLC (NVA).
Not an NVA member? No problem! Getting reimbursed is straightforward. Simply complete your order online or by phone, fill out your insurance provider's out-of-network claim form, and submit it with your order receipt to your insurance company.
Need a hand? Just give us a call at 1-866-234-1393 and our friendly, US-based customer service team will be happy to help. You can also reach out by email at cservices@contactfill.com
How does vision insurance save me money?
Most plans offer an allowance between $130 and $250 that you can use toward eyeglass frames and lenses or contact lenses. This means substantial savings for you! Just remember that most plans expect you to use your allowance in one transaction. Coverage details vary by plan, so it's worth checking with your human resources department to understand your specific vision benefits.
What is an allowance?
Your allowance is essentially your vision insurance's contribution toward your eye care purchases. It's the specific dollar amount your provider will cover for frames, lens enhancements, or contact lenses. Be sure to review your plan's terms to confirm your coverage details.
Can I use my vision benefits to buy contact lenses and eyeglasses?
While policies vary, most vision insurance plans ask you to choose between eyeglass frames or contact lenses within your plan period. Typically, you need to use your allowance in one transaction, and any unused funds won't carry over for future purchases. To be sure about your specific coverage, check with your human resources department about the details of your vision benefits.
Can I use my FSA/HSA funds with vision insurance?
Absolutely! Prescription contact lenses are approved for FSA/HSA funds, and you can certainly use these funds alongside your vision benefits for additional savings. Just use your FSA or HSA card at checkout and submit your order confirmation to your FSA/HSA provider to keep everything properly documented.

Didn’t find an Answer?

Our team is here to answer your questions. Please feel free to contact us. We are glad to help.


Contact Lense FAQs

Can I wear soft contact lenses if I have astigmatism?
Yes, you can wear a special type of soft contact lens called a toric lens which will correct your astigmatism. However, these lenses are typically more expensive and there are fewer types and colors available than there are with regular (spherical) lenses. Recently, Wesley-Jessen introduced a 2-week disposable toric lens, the Freshlook Toric. Several manufacturers including Ciba (Focus), CooperVision(Preference), and Vistakon(Acuvue) produce 1-3 month frequent replacement toric lenses.
Is a contact lens prescription different than a glasses prescription?
Yes. When you order contact lenses, you must have a current contact lens prescription which specifies the power of the lenses, the size of the lens, the type and brand of lens.
If my 2 week disposable lenses are still comfortable and in good condition beyond 2 weeks, can I continue to wear the same pair?
In order to maintain optimal eye health and comfort, it is important to adhere to the wearing schedule prescribed by your doctor. The main advantage of wearing disposable lenses is that you are putting a fresh new pair of lenses in your eyes every 2 weeks. Also, the convenient cleaning regimen of a disposable lens is only adequate for a 2 week wearing schedule.
If I only wear my 2 week disposable contacts part time, do I still have to replace them every 2 weeks?
No, the 2 weeks refers to the actual amount of wearing time so they can last longer than 2 weeks if you are not wearing them full time.
What is the difference between rigid gas permeable (RGP) lenses and soft lenses?
RGPs are smaller and made out of a harder, less pliable material than soft lenses which makes them less comfortable initially. RGPs correct astigmatism whereas soft spherical lenses do not.
Can I swim with my contact lenses in?
It is best if you do not because there are bacteria in the water that can adhere to your lenses and cause infections. If you do swim in your lenses, you should wear goggles over them and you should disinfect them immediately afterwards.
Why is it necessary for contact lens wearers to have regular eye exams even if their prescription has not changed?
Regular eye exams are important not only to check your prescription but also to evaluate the health of your eyes. This is especially important for contact lens wearers because the contacts could be causing damage to your eyes without necessarily causing any obvious symptoms.
I wear contact lenses and in order for me to read, I have to wear reading glasses over them. Are there any other alternatives whereby I do not have to wear glasses at all?
Yes, the most common option is called monovision where one eye is corrected for viewing distant objects and the other eye is corrected for reading and close work. Monovision is a good solution for some people, but not everbody can successfully adapt to the arrangement. Another alternative is bifocal contact lenses which are available in both rigid gas permeable or soft lens designs. However, these are typically very expensive. Recently, however, Johnson and Johnson have released the Acuvue Bifocal which is a two-week disposable lens and is more reasonably priced.
Do colored contact lenses work on dark eyes?
Yes, they are called opaque contacts as opposed to enhancer tints which work only on light colored eyes.
Do I still need a prescription if I just want contacts to change my eye color?
Yes, you still need to be fitted for the lenses even if you don't need vision correction. This is because contact lenses are medical devices and wearing them can affect the health of your eyes.